Debt collectors pay to send you SMS messages, around $.003-$.01 it doesn’t sound like alot but trust me it adds up. They pay the same rate for incoming SMS and even more for MMS. So this holiday season, instead of blocking why not sign their numbers up for every spam SMS under the sun?
Happy Holidays!
If I recall, there are instances where this is not good advice as paying anything, even $1, resets time limits and confirms a debt.
I’ve had a incorrect bill sent to a debt collector simply because the fix took longer than the billing system allowed and sent outstanding balances to collections automatically.
Another friend had a zombie debt, one that had been dismissed, pop up again and paying anything would restart the clock.
Then I would say, YMMV. I haven’t had much experience with debt collectors, but in my case, I owed.